Allowance due to the family unit for members of the Separate Pension Scheme

The benefit is provided in decreasing amounts for increasing income brackets and is terminated when various exclusion thresholds are reached according to the family unit type.

More favourable amounts and income brackets are envisaged for certain types of family units (e.g. single-parent or with members unable to work).

The amounts are published annually by INPS in tables valid from 1st July of each year, until 30th June of the following year (INPS circular no. 65 of 30th June 2022).

The following subjects are excluded from the benefit:

• workers enrolled in other compulsory pension schemes;
• ipensioners.

Read less

Every year, INPS communicates:

• rates;
• · maximum and minimum values of income considered for the calculation of contributions due from all individuals registered with the Separate Pension Scheme as referred to in Article 2, paragraph 26, of Law no. 335/1995 - (INPS circular no. 12, 1st February 2023).

Read less

The payment of ANF is linked to the way contributions are credited:

• contributions paid for the year in which the employee received the emoluments are credited from January of the same year in which the emoluments were received (cash basis - Art. 2, para. par. 29, Law 335/1995);
• credit is made provided that an annual contribution is paid that is not less than that calculated on the annually revalued minimum income;
• if the annual contribution is less than this amount, the months are reduced in proportion to the amount paid (monthly minimum) and a number of months equal to that resulting from dividing the annual minimum by 12 are credited continuously from January;
• in the event of the worker's first registration with the Separate Pension Scheme, the crediting of contributions starts from the month of registration;
• contributions must be actually credited to the claimant's position and not just 'due' (the principle of automatic benefits - Article 2116 of the Civil Code - does not apply in the Separate Pension Scheme).

WHAT AM I ENTITLED TO?

The amount of the allowance is recognised and calculated on the basis of:

• the type of family unit;
• the number of components;
• the total income of the family unit.

Household incomes are those subject to IRPEF (personal income tax) gross of:

• tax deductions;
• deductible charges;
• withholding taxes.

Income in excess of €1,032.91 that is exempt from tax or subject to substitute tax or withholding tax by way of a fee should also be indicated.

If the claim refers to the first half of the year, namely, from January to June, the income earned two years earlier must be declared.

Conversely, if the claim periods are included in the second half of the year, from July until December, the previous year’s income must be declared.

Example:

If the claim was filed on 1st February 2021, for the period from 1st January 2020 to 31st December 2020, the following is taken into account:

• the 2018 household income for benefits for the first half of 2020 (1st January 2020-30th June 2020);
• the 2019 household income for benefits for the second half of 2020 (1st July 2020-31st January 2020).

Periods worked may not coincide with periods covered by contributions.

The total income of the household must consist of at least 70% of income from activities referred to in Article 2(26) of Law No 335 of 8th August 1995.

For para-subordinate workers, in the case of a household with a mixed income composition, the 70% requirement is considered to have been met even if:

• achieved by the cumulation of income from employment and from para-subordinate work;
• achieved with income earned by the claimant alone or by both spouses.

INPS makes payment by bank transfer at a post office or by crediting a bank or postal account, indicating the IBAN code in the claim.

WITHDRAWAL OF BENEFIT

Entitlement to ANF shall cease at the end of the period in which the conditions for its recognition are no longer met.

Read less

For claims for the period up to 28th February 2022, the family unit may be composed as follows:

• the claimant for the allowance;
• his/her spouse who is not legally and effectively separated;
• the party to a civil union, not dissolved, pursuant to Article 1, Law No 76 of 20th May 2016;
• children or equivalents younger than 18 years of age;
• children and equivalents, aged between 18 and 21 years, provided they are students or apprentices, if the household is composed of more than three children (or equivalents) aged under 26 years;
• disabled adult children with physical or mental problems, in absolute and permanent incapacity for profitable work;
• siblings and grandchildren of the claimant, who are minors or adults who are incapacitated, if they are orphaned without either parent and are not entitled
  to a survivor’s pension.

For claims relating to periods subsequent to 1st March 2022, the family unit may be composed as follows:

• the claimant for the allowance;
• his/her spouse not legally and effectively separated or the part of a civil union that has not been dissolved (Law no. 76 of 20th May 2016);
• siblings and nephews/nieces of the claimant, who are minors or adults who are incapacitated, if they are orphaned without either parent and are not entitled to a survivor’s pension.

If the claimant is a non-EU citizen, he/she may include in his family unit members who:

• reside in Italy;
• do not reside in Italy if the foreign state of which the claimant is a national has concluded an international convention with our country for ANF or if it is an EU country;
• · reside in a third country (INPS Circular no. 95 of 2nd August 2022), if the claimant holds a long-term residence permit or a single residence permit.

WHEN CAN I CLAIM?

The claim must be submitted for each year for which you are entitled, starting on 1st February of the year following the year for which the allowances are claimed.

It may be filed within the limitation period of five years from the date of the claim.

For the months of January and February 2022, the claim may be submitted from 1st February 2023 and will concern the settlement of ANF limited to the first two months of 2022.

HOW CAN I CLAIM?

Exclusively online from the Institute's website through the dedicated service.

Submission of the claim

After accessing the service with your credentials, follow the path: “Online submission of income support benefits” > “ANF Separate Pension Scheme”.

Alternatively, claims can be submitted by:

• telephoning the Contact Centre on +39 803 164 (free from Italian landlines) or on +39 164 164 from mobile phones;
• using telematic services offered by patronage institutes.

Documents to be attached

Specific documentation must be attached for particular types of family unit, such as:

• families with separated/divorced/disbanded parents or natural parents;
• families with incapacitated members, for whom the income levels are increased.

Read less

The table (pdf 203KB) attached to the Regulation shows both the deadlines for defining the decisions established by the Institute that are longer than the normal 30-day period and the relative manager.

Read less